Personal Accident Cover

This provides an extra layer of protection for your travels. If the insured person suffers an injury due to an accident during their trip, and the injury results in accidental death or disability, this insurance will pay compensation based on the degree of the insured disability, reducing the cost burden caused by the accident.

Vacation Package Travel Plan

Trip.com exclusiveNo deductible
COVERAGESMAXIMUM BENEFIT (PER PERSON PER TRIP)
Accidental Death & Dismemberment
$10,000
Trip Interruption
100% of Trip Cost
Reasonable Expenses Per Day
$100
Trip Delay
$2,000
Per Day
$150
Trip Cancellation
100% of Trip Cost
Emergency Accident and Sickness Medical Expense
$50,000
Dental Expenses
$500
Emergency Evacuation
$100,000
Hospital Companion
$500
Repatriation of Remains
$100,000
Baggage/Personal Effects
$1,500
Per Article Limit
$150
Combined Article Limit
$500
Baggage Delay
$500
From$35.00
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What is personal accident cover?

  • AXA Vacation Package Travel Plan

    The Company will pay the percentage of the Principal Sum shown in the Table of Losses when You, as a result of an Accidental Injury occurring during the Trip, sustain a Loss shown in the Table below. The Loss must occur within one hundred eighty (180) days after the date of the Accident causing the Loss.

    The Principal Sum is shown on the Schedule of Benefits.

    If more than one Loss is sustained as the result of an Accident, the amount payable shall be the largest amount of a sustained Loss shown in the Table of Losses.
    Loss of:Percentage of Principal Sum:
    Life100%
    Both hands or both feet100%
    Sight of both eyes100%
    One hand and one foot100%
    Either hand or foot and sight of one eye100%
    Either hand or foot50%
    Sight of one eye50%
    Speech and hearing in both ears100%
    Speech50%
    Hearing in both ears50%
    Thumb and index finger of same hand25%

    "Loss" with regard to:
    1. hand or foot, means actual complete severance through and above the wrist or ankle joints; and
    2. eye means an entire and irrecoverable Loss of sight;
    3. speech or hearing means entire and irrecoverable Loss of speech or hearing of both ears; and
    4. thumb and index finger mean actual severance through or above the joint that meets the finger at the palm.


    EXPOSURE

    The Company will pay benefits for covered Losses that result from You being unavoidably exposed to the elements due to an Accident. The Loss must occur within three hundred sixty-five (365) days after the event that caused the exposure.


    DISAPPEARANCE

    The Company will pay benefits for Loss of life if Your body cannot be located within three hundred sixty-five (365) days after Your disappearance due to an Accident.

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Frequently asked questions

  • What is travel insurance?

    Travel Insurance provides financial protection against unexpected unforseen covered events that can disrupt your travel plans.
    The Vacation plan provides trip cancellation benefit can reimburse the insureds prepaid, non-refundable trip costs if they need to cancel due to a covered unforeseen event. Trip interruption benefits can reimburse insured for their unused trip costs in addition to the additional costs incured when a covered event occurs. Accident and medical expense benefits provide reimbursement for covered expense if an insured is injured or becomes sick while on the covered trip.
    The plans also provide emergency medical evacuation and repatriation benefits and 24/7/365 travel assistance.
    The post departure plan provides accident and sickness medical benefits, emergency medical evacuation and repatriation benefits and 24/7/365 travel assistance.
  • What are the fees for taking out insurance?

    The final price will be displayed after you have selected your insurance and entered the details of the insured people.
    The premium will vary based on the coverage dates, the insured people, and the insurance plan.
    The final price is determined by the insurance company.
  • How many days of travel will I be covered for?

    For AXA Travel Vacation Package Plan and AXA Travel Post Departure Plan, the maximum trip length is 60 days.
  • If I'm not traveling to or from United States, or I'm only transferring in United States, can I take out insurance?

    For AXA Travel Vacation Package Plan and AXA Travel Post Departure Plan, coverage is only available to US residents.
  • What are the age requirements for insured people?

    For AXA Travel Vacation Package Plan and AXA Travel Post Departure Plan, each insured person must be between 0 years old and 99 years old.
  • How are claims settled?

    If you want to make a claim, you need to contact the insurance company directly.
    AXA Assistance USA: Please contact Claim Services hotline at 1-833-682-8341 (MTWF 8:30am-5pm ET, TH 9:30am-5pm ET) within the United States or 1-727-285-8230 (MTWF 8:30am-5pm ET, TH 9:30am-5pm ET) outside of the United States, or email axaclaims@cbpinsure.com.