Baggage/Personal Effects Cover

Can't find your baggage? Worried about personal belongings being lost or damaged during your trip? Our baggage and personal effects insurance provides comprehensive protection, allowing you to enjoy every trip with peace of mind.

Vacation Package Travel Plan

Trip.com exclusiveNo deductible

COVERAGES

MAXIMUM BENEFIT (PER PERSON PER TRIP)

Baggage/Personal Effects

$1,500
Per Article Limit
$150
Combined Article Limit
$500

Trip Interruption

100% of Trip Cost
Reasonable Expenses Per Day
$100

Trip Delay

$2,000
Per Day
$150

Accidental Death & Dismemberment

$10,000

Emergency Accident and Sickness Medical Expense

$50,000
Dental Expenses
$500

Emergency Evacuation

$100,000
Hospital Companion
$500

Repatriation of Remains

$100,000

Trip Cancellation

100% of Trip Cost

Baggage Delay

$500
From$35.00
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Post Departure Travel Plan

Trip.com exclusiveNo deductible

COVERAGES

MAXIMUM BENEFIT (PER PERSON PER TRIP)

Baggage/Personal Effects

$500

Trip Delay

$500
Maximum Benefit Per Day
$100

Emergency Accident and Sickness Medical Expense

$10,000
Dental Expenses
$500

Emergency Evacuation

$20,000

Repatriation of Remains

$20,000

Trip Interruption

100% of Trip Cost
Reasonable Expenses Per Day
$100

Baggage Delay

$500
From$21.00
Buy now

What is baggage/personal effects cover

  • AXA travel insurance

    This coverage is subject to any coverage provided by a Common Carrier and shall apply only when such other benefits are exhausted. In order for a claim to be processed under this Coverage, a loss or theft report must be filed with local law enforcement authorities, the Common Carrier, Travel Supplier, tour leader or with a representative of the venue or location where the loss or theft took place.


    PERSONAL EFFECTS AND PROPERTY

    The Company will reimburse You up to the Maximum Benefit shown on the Schedule of Benefits, subject to any applicable sub-limits, if You sustain Loss, theft or damage to baggage and Personal Effects during the Trip, including, but not limited to sporting equipment, provided You have taken all measures possible to protect, save and/or recover the property at all times. The baggage and Personal Effects must be owned by and accompany You during the Trip.

    The Company will pay the lesser of the following:
    (a) Actual Cash Value at time of Loss, theft or damage to baggage and Personal Effects; or
    (b) the cost of repair or replacement in like kind and quality.


    EXTENSION OF COVERAGE

    If You have checked property with a Common Carrier and delivery is delayed, coverage for Baggage/Personal Effects will be extended until the Common Carrier delivers Your property or declares such property lost, whichever occurs first.

Why choose Trip.com?

We provide comprehensive protection at an affordable price. Over 1.9+ million customers have been protected in the past two years.
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    Frequently asked questions

    • What is travel insurance?

      Travel Insurance provides financial protection against unexpected unforseen covered events that can disrupt your travel plans.
      The Vacation plan provides trip cancellation benefit can reimburse the insureds prepaid, non-refundable trip costs if they need to cancel due to a covered unforeseen event. Trip interruption benefits can reimburse insured for their unused trip costs in addition to the additional costs incured when a covered event occurs. Accident and medical expense benefits provide reimbursement for covered expense if an insured is injured or becomes sick while on the covered trip.
      The plans also provide emergency medical evacuation and repatriation benefits and 24/7/365 travel assistance.
      The post departure plan provides accident and sickness medical benefits, emergency medical evacuation and repatriation benefits and 24/7/365 travel assistance.

    • What are the fees for taking out insurance?

      The final price will be displayed after you have selected your insurance and entered the details of the insured people.
      The premium will vary based on the coverage dates, the insured people, and the insurance plan.
      The final price is determined by the insurance company.

    • How many days of travel will I be covered for?

      For AXA Travel Vacation Package Plan and AXA Travel Post Departure Plan, the maximum trip length is 60 days.

    • If I'm not traveling to or from United States, or I'm only transferring in United States, can I take out insurance?

      For AXA Travel Vacation Package Plan and AXA Travel Post Departure Plan, coverage is only available to US residents.

    • What are the age requirements for insured people?

      For AXA Travel Vacation Package Plan and AXA Travel Post Departure Plan, each insured person must be between 0 years old and 99 years old.

    • How are claims settled?

      If you want to make a claim, you need to contact the insurance company directly.
      AXA Assistance USA: Please contact Claim Services hotline at 1-833-682-8341 (MTWF 8:30am-5pm ET, TH 9:30am-5pm ET) within the United States or 1-727-285-8230 (MTWF 8:30am-5pm ET, TH 9:30am-5pm ET) outside of the United States, or email axaclaims@cbpinsure.com.
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    Baggage/Personal Effects Cover