Alaska Airlines Credit Card: Is It Worth It?

Author's Profile Picture
Alaska Airlines Credit Card: Is It Worth It?

The Alaska Airlines credit card is often one of the top choices for frequent flyers on the West Coast and beyond. It offers generous benefits and valuable redemption options. But is it really a necessary tool for your travel rewards? Let's dive in and break down everything you need to know about Alaska Airlines credit card!

to Los Angeles
to Seattle
Taipei
See all flights
New York
EWR
Los Angeles
LAX
Sat, Jun 13
Wed, Jun 17
One way
37% off
From 19,467.00TRY 12,204.00
New York
EWR
Los Angeles
LAX
Thu, May 28
Tue, Jun 2
One way
34% off
From 19,467.00TRY 12,842.00
New York
EWR
Los Angeles
LAX
Thu, May 28
Wed, Jun 3
One way
33% off
From 19,467.00TRY 13,103.00
New York
LGA
Los Angeles
LAX
Fri, May 29
Wed, Jun 3
One way
30% off
From 19,467.00TRY 13,607.00
New York
LGA
Los Angeles
LAX
Tue, May 26
Mon, Jun 1
One way
30% off
From 19,467.00TRY 13,620.00
New York
EWR
Los Angeles
LAX
Wed, May 27
Tue, Jun 2
One way
29% off
From 19,467.00TRY 13,754.00
New York
LGA
Los Angeles
LAX
Sat, Jun 13
Wed, Jun 17
One way
29% off
From 19,467.00TRY 13,828.00
New York
EWR
Los Angeles
LAX
Fri, Jun 5
Tue, Jun 9
One way
29% off
From 19,467.00TRY 13,888.00

Types of Alaska Airlines Credit Cards

Alaska Airlines offers two primary personal credit cards (plus a business version) through Bank of America. Here’s a quick comparison:

Card Type

Annual Fee

Earning Rate

Benefits

Alaska Airlines Visa Signature® Credit Card (Personal Mid-Tier)

~$95

3x miles on Alaska Airlines, 2x on eligible gas/transit/streaming, 1x on everything else

Companion Fare benefit (~$99 fare + taxes/fees) available annually, Free checked bag + preferred boarding for you, 20% discount on in-flight purchases on Alaska/Hawaiian flights, etc.

Atmos Rewards Summit Visa Infinite (Personal Premium)

~$395

3× on Alaska & Hawaiian purchases
• 2× on gas, EV charging, local transit, cable, streaming, etc.
• 1× on everything else

Global Companion Award(s), Alaska Lounge passes + in-flight WiFi passes, Waived partner award booking fees & same-day change fees on Alaska flights, $50 travel delay voucher for Alaska flights delayed >2h, etc.

Alaska Airlines Visa® Business Credit Card

~$95 per account ($25 per card)

3x miles on Alaska Airlines, 2x on eligible purchases, 1x on everything else

Nearly same perks as Ascent: Companion Fare, free checked bag, inflight purchase discounts, etc. Business-card specific extras may include shipping category, authorized user fees, etc.

🎁 Search Flights on Trip.com~ Book Hotels for 8% OFF~ Grab a Global eSIM!
See all attractions
263270 booked
4.4/524718 reviews
Global (66 Countries) | 4G/5G eSIM | Data Package | 24-Hour Billing | 1-7 Days | QR Code
SIM card
TRY 59.10
53363 booked
4.4/55641 reviews
Global (66 countries) eSIM | Data Package | 3 Days | Real-name authentication required in Hong Kong and Macau | QR code
SIM card
TRY 77.28

Key Benefits of the Alaska Airlines Credit Card

1. Alaska’s Famous Companion Fare

  • Get one annual Companion Fare from $122.
  • Use it for any economy seat.
  • Works for round-trip or one-way flights booked on Alaska.
  • Huge value if you travel with a partner, family member, or friend.

2. Free Checked Bag

  • The cardholder and up to 6 travel companions receive a free checked bag on the same reservation.

3. Priority Boarding

  • Get early access to overhead bin space.

4. Earn Miles on Everyday Purchases

  • 3x miles on Alaska Airlines purchases.
  • 2x miles on eligible categories (gas, transit, streaming).
  • 1x miles on everything else.

5. Valuable Redemption Options

  • Alaska miles can be used on Alaska flights and 20+ global airline partners.

Examples:

  • One-way economy ticket in the U.S. starts at 5,000 miles.
  • Business class to Asia on partners like Japan Airlines can be a huge value.

6. No Foreign Transaction Fees

  • Enjoy worldwide purchases with no foreign transaction fees, best for international travelers!

Is the Alaska Airlines Credit Card Worth It?

Is the Alaska Airlines Credit Card Worth It? | Blue Hour in Seattle

Credit: from Varadh Jain, Unsplash | Blue hour in Seattle

Sure! The Alaska Airlines credit card is ideal for frequent flyers, especially those who fly with Alaska or its oneworld partners, such as American Airlines, British Airways, and Cathay Pacific.

The Annual Companion Fare is really worth the try for a large saving, letting a friend or family member travel with you for a low base fare!

And the benefits, like a free checked bag for you and up to 6 companions, priority boarding, and 20% discounts on in-flight purchases, add much convenience and savings on every trip.

🎁 Search Flights on Trip.com~ Book Hotels for 8% OFF~ Grab a Global eSIM!
Universal Studios Hollywood
Universal Studios Hollywood
4.8/5
1319 reviews
Had a fantastic day visiting solo! The single rider lane was a huge bonus and made getting on the rides so much easier. There were plenty of fun activities in addition to the rides, which made the experience even more enjoyable.
Space Needle
Space Needle
4.4/5
275 reviews
The hydrogen gas provides a very clear and expansive field of vision.
Taipei Palace Museum
Taipei Palace Museum
4.8/5
3273 reviews
I realized after my trip that the National Palace Museum is the number one travel destination in Taiwan and the reason you must visit. Make sure to take the docent tour. Also, don't leave immediately after the tour; take another look at the artifacts that left the biggest impression on you. I left early to combine it with a trip to Tamsui nearby, but it was underwhelming; it was just crowded, hot, and tiring. It is a shame that this place keeps lingering in my mind after the trip.

How to Use the Alaska Airlines Credit Card?

  • For savings: Use it on expensive routes for maximum savings (e.g., cross-country or Hawaii trips).
  • For flights: Always book flights with your Alaska card to trigger the perk!
  • Earn miles by daily purchases: Use the card for gas, transit, and streaming to get 2x miles.
  • Redeem smartly: Use Alaska miles for premium cabin partner awards (e.g., Cathay Pacific to Asia or Qantas to Australia).
🎁 Search Flights on Trip.com~ Book Hotels for 8% OFF~ Grab a Global eSIM!

Alaska Airlines Credit Card vs. Other Travel Cards

Here’s how it compares with popular competitors:

Feature

Alaska Airlines Visa Signature

Chase Sapphire Preferred®

Capital One Venture Rewards

Annual Fee

$95

$95

$95

Travel Credit

None

$50 hotel credit (via Chase Travel)

None

Sign-Up Bonus

40k–70k miles + Companion Fare

60k points

75k miles

Travel Earning

3x on Alaska, 2x gas/transit/streaming

2x travel, 3x dining

2x on all purchases

Best for

Alaska flyers & partner redemptions

Flexible points

Simple flat-rate earnings

🎁 Search Flights on Trip.com~ Book Hotels for 8% OFF~ Grab a Global eSIM!

Pros & Cons of Alaska Airlines Credit Card

✅ Pros of Alaska Airlines Credit Card

  • Annual Companion Fare can save hundreds on flights
  • Free checked bag for cardholder + up to 6 companions on the same reservation
  • Earn Alaska miles, redeemable on Alaska and oneworld partner airlines
  • 20% discount on in-flight purchases
  • No foreign transaction fees

❌ Cons of Alaska Airlines Credit Card

  • Best value only if you fly Alaska or its partners often
  • Annual fee (typically $95 or more, depending on card)
  • Companion Fare has restrictions (minimum spend, limited use per year)
  • Fewer everyday bonus categories compared to some travel cards

3 Ways to Save on Trip.com: Credit Card Tips & Member Deals

1. Best Credit Cards for Trip.com Bookings

  • Flat-rate cashback cards (e.g., Citi Double Cash, Wells Fargo Active Cash) → Earn a steady 2% back on every purchase.
  • Travel rewards cards (e.g., Capital One Venture, Chase Sapphire Preferred) → Get 2x points/miles on travel bookings.
  • ⚠️ Note: Most airline and hotel co-branded cards don’t award bonus points for Trip.com purchases, so pick your card wisely.

2. Join the Trip.com Loyalty Program

  • Earn Trip Coins with every booking and use them to save on future trips.
  • Unlock higher membership tiers for extra perks, including up to 10% off.
  • 💡 Pro tip: Booking through the Trip.com mobile app often gives you exclusive member-only rates.

3. Smart Booking Tricks on Trip.com

  • Bundle & save: Book flights + hotels together for package deals—sometimes up to 30% off.
  • Use price alerts: Get notified when fares drop so you can book at the lowest price.
  • New to Trip.com? Score an extra 8% off hotels with the first-time user coupon.
🎁 Search Flights on Trip.com~ Book Hotels for 8% OFF~ Grab a Global eSIM!
See All Hotels
NO.1
8.8/1081 reviews
The Delphi Hotel
Hotel in Los Angeles
NO.2
9.4/10342 reviews
Hyatt Regency Seattle
Hotel in Seattle
NO.3
9.2/102234 reviews
Caesar Park Hotel Banqiao
Hotel in New Taipei City

FAQs about Alaska Airlines Credit Card

  • Does the Alaska Airlines credit card come with lounge access?

    No, the Alaska Airlines credit card does not include lounge access. You can buy a separate Alaska Lounge membership.
  • How soon can I use the Companion Fare with the Alaska Airlines credit card?

    Typically after meeting the minimum spending requirement for the sign-up bonus, you can use the Companion Fare from your Alaska Airlines credit card.
  • Do miles earned with the Alaska Airlines credit card expire?

    No, miles earned through the Alaska Airlines credit card do not expire, as long as your account remains open and in good standing.
  • Can I use the Companion Fare from the Alaska Airlines credit card for first-class tickets?

    No, the Companion Fare from the Alaska Airlines credit card is only valid for economy fares.
  • How do I redeem Alaska miles earned with the Alaska Airlines credit card?

    You can also book Alaska Airlines flights conveniently on Trip.com. Using your Alaska Airlines credit card to purchase flights through Trip.com helps you earn miles faster while taking advantage of easy booking options.
Disclaimer: This article has been provided by an individual contributor or third party platform. If there is any discrepancy regarding the copyright, please contact us directly and we will delete the content immediately.
Lily

Lily

Travel Blogger

Hey, I'm Lily from Chengdu. I'll constantly post my travel blogs here. I focus on sharing insights from living tips, transfer tricks, to how to get the best price for your international flights & hotels. You'll get the quick & valuable hints for your journey in the future. Stay tuned! Love u all!

233 articles
Travel Insights
>>
Alaska Airlines Credit Card
aaaa