Do you have credit cards? Credit cards not only allow your payment to be easier but also help you save a lot of money for every payment you make. Additionally, Trip.com has membership program and Trip coins for you ! Let's get details about how much money you will save from Trip.com!

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Trip.com Membership rewards & Trip coins
Before receiving Credit card rewards from Banks, Trip.com offer the discounts and Trip coins for you to book cheaper flights, hotels, and other travel purchases. Unlike multiple kinds of credit card, Trip.com, as a platform providing all travel purchases, allow you to easily enjoy EVERY trips with lower cost and more benefits.
Bank Travel credit card on Trip.com
Credit Card | Foregin Trasfer Fee | Annual Fees |
Chase Sapphire Preferred® Card | No | $95 |
Capital One Venture Rewards Credit Card | No | $95 |
American Express® Gold Card | No | $325 |
The Platinum Card® | No | $695 |
Citi Strata Premier® Card | No | $9 |
Chase Sapphire Preferred® CardChase Sapphire Preferred® Card
From Chase Official Website

Benefit on Trip.com:
- Earn 5x total points on travel purchased from Trip.com. Redeem points through Chase Ultimate Rewards for 25% more value when booking travel through Chase Travel.
How to Save:
- $750 in travel value with 60,000 points, which can be directly added in your statement to pay your booking on Trip.com.
Capital One Venture Rewards Credit Card
From CapitalOne Official Website

Benefit on Trip.com
- Earn 2x miles on every dollar spent, including Trip.com bookings. Unlimited 5X miles through Capital One Travel.
How to Save
- Redeem miles to offset Trip.com bookings, with 10,000 miles equaling $100 in travel credits. The credits can be directly added to your statement, which can directly pay your booking on Trip.com.
Check information from CapitalOne
American Express® Gold Card
From AMEX Official Website

Benefit on Trip.com
Earn 3x Membership Rewards® points when booking and flights via Amex Travel or directly with airlines.
How to Save
Membership Rewards® points rewards can be redeemed for major airlines, over 120,000 hotels worldwide, and car hire. The redemption value will be vary based on different purchases.
The Platinum Card®
From AMEX Official Website

Benefit on Trip.com
Earn 5x Membership Rewards® points when booking prepaid hotels and flights via Amex Travel or directly with airlines.1x points on other purchases.
How to Save
Membership Rewards® points rewards can be redeemed for major airlines, over 120,000 hotels worldwide, and car hire. The redemption value will be vary based on different purchases.
CITI STRATA PREMIER℠ CARD
From Citi Bank Offical Website

Benefit on Trip.com
Earn 3x points on air travel, hotels or other relevant travel purchase through Trip.com. Earn 10x ThankYou points through CitiTravel.com.
How to Save
You can redeem your points for cash back in your statement so you can pay less for your booking on Trip.com.
Check information from CITI Bank
Airline credit card on Trip.com

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Benefits | Delta SkyMiles® Gold American Express Card | Delta SkyMiles® Blue American Express Card | United Explorer Card | Southwest Rapid Rewards® Plus Credit Card | American Airlines AAdvantage® MileUp® |
Earnings on Flights Purchases | 2x miles | 2x miles | 2x miles | 2x points | 2x miles |
Free Checked Bag | Yes (for cardholder and up to 8 companions) | No | Yes (for cardholder and 1 companion) | Yes (for first and second checked bags of cardholder) | No |
Priority Boarding | Yes | No | Yes | No | No |
In-Flight Purchase Discounts | 20% back | 20% back | 25% back | No | 25% back |
Foreign Transaction Fees | No | No | No | 3% | 3% |
Annual Fee | $0 for the first year, then $150. | No annual fee | $0 for the first year, then $95. | $69 | No annual fee |
*Information from each bank official website. Details may change, please follow official website.
Hotel Credit Cards on Trip.com

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Benefits | Hilton Honors American Express Aspire Card | Marriott Bonvoy Brilliant™ American Express® Card | World of Hyatt Credit Card | IHG® Rewards Club Premier Credit Card |
Points on Hotel Stays | 14x at Hilton properties | 6x on Marriott hotel purchases | 4x on Hyatt stays | 2x at IHG hotels |
Free Night Awards | Annual free night at any category Hilton hotel | Free night on anniversary | Annual free night | Free night after $10,000 spending |
Status Benefits | Complimentary Diamond status | Complimentary Gold Elite status | Discoverist status | IHG Platinum Elite status |
Elite Night Credits | 10 annually, plus 5 for $10,000 spend | 15 annually | 5 annually, plus 2 for every $5,000 spent | 1 annually |
Additional Points on Other Purchases | 3x on flights, 3x on restaurants | 3x on restaurants, 3x on flights, 1x on others | 2x on dining, airfare, local transit, and gyms | 2x on gas, groceries, and dining |
Travel Protection | Baggage insurance, trip delay, rental car insurance | Trip delay, baggage insurance, purchase protection | Baggage delay insurance, lost luggage reimbursement | Trip cancellation/interruption insurance |
Foreign Transaction Fee | No | No | No | No |
Annual Fee | $450 | $650 | $95 | $89 |
*Information from each bank official website. Details may change, please follow official website.
General credit card cashback on Trip.com

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Discover it® Cash Back
Bank of America® Customized Cash Rewards Credit Card
Chase Freedom Flex℠
Citi® Double Cash Card
Wells Fargo Active Cash® Card
Cashback/discount platform for Trip.com
✅ Rakuten: Trip.com 3%

FAQs about Travel Credit Card
what is the best travel credit card
There are multiple types of travel credit card that have their own benefits. For chosing the best one, you should consider your frequency, places, and budget for travel since more benefits means higher annual fees.how to earn travel points without a credit card
The Answer will be Trip.com! If you book your flights, hotels or eSIM from Trip.com, you will directly add travel points for your account. The system will upgrade your Membership Tier automatically and you will get notice about benefits when you book!how does a travel credit card work
Travel credit card need you book your flights or hotels from certain website based on different bank to get higher points. Some cards allow you book anywhere to get points. Then, you can redeem your travel points as credit in your card to spend or directly decrease your price for next booking.